Were you or a loved one injured in an accident involving an Uber or Lyft in Massachusetts? You may be entitled to compensation. A Massachusetts rideshare accident attorney at the Law Offices of Michael F. Campopiano can help you maximize recovery and fight for the justice you deserve. Call us today at (401) 288-3888 to discuss your legal options.
Our firm has protected accident victims across New England, recovering tens of millions in compensation to help families rebuild after devastating crashes. Whether you were a passenger in a rideshare vehicle, a pedestrian struck by one, or another driver involved in a collision, our attorneys know how to navigate the complex insurance layers of companies like Uber and Lyft. We’ll investigate the driver’s app status, gather digital trip data, and negotiate with corporate insurance carriers on your behalf.
Don’t let medical bills, lost wages, or stress overwhelm you. Let our experience make the process easier. Contact us today to get started with a free consultation.
How Michael F. Campopiano Can Help After a Rideshare Accident in Massachusetts
Rideshare accidents in Boston and across Massachusetts are significantly more complex than standard car accidents. Unlike a typical crash, your ability to recover compensation often depends on the driver’s “app status” at the exact moment of impact. Uber and Lyft work hard to classify drivers as independent contractors to limit their own liability, and multiple insurance companies often point fingers at one another to avoid paying claims.
A Massachusetts rideshare accident attorney at the Law Offices of Michael F. Campopiano can manage every aspect of your claim, including:
- Investigating App Status: We obtain electronic trip records from Uber or Lyft to prove if the driver was waiting for a ride, en route to a pickup, or actively carrying a passenger.
- Navigating the “No-Fault” System: We help you manage Personal Injury Protection (PIP) claims, which are mandatory in Massachusetts, to cover initial medical costs.
- Identifying All Insurance Layers: We determine which policies apply, including the driver’s personal insurance, the rideshare company’s contingent liability, or their $1 million commercial policy.
- Proving Driver Negligence: We gather evidence of distracted driving, speeding, or other violations to hold the at-fault party accountable.
Understanding Uber & Lyft Insurance Coverage in Massachusetts
Insurance coverage in a rideshare accident is tiered based on what the driver was doing at the time of the crash:
- Period 0: App is Off – If the driver is not logged into the app, they are treated as a private driver. Only their personal auto insurance applies.
- Period 1: App is On, Waiting for Request – If the driver is online but hasn’t accepted a trip, the rideshare company provides contingent liability coverage (typically up to $50,000 per person/$100,000 per accident for bodily injury).
- Period 2 & 3: Ride Accepted or Passenger On Board – From the moment a ride is accepted until the passenger is dropped off, Uber and Lyft provide their maximum coverage, including a $1 million third-party liability policy.
Common Causes of Rideshare Accidents
- Distracted Driving: Drivers frequently check the Uber/Lyft app for new requests or navigation while moving.
- Illegal Pull-Overs: Stopping suddenly in travel lanes or prohibited areas to pick up or drop off passengers.
- Driver Fatigue: Many rideshare drivers work long hours or “double-dip” between multiple apps to maximize earnings.
- Speeding: Rushing to complete a trip or reach a high-demand “surge” area.
Contact Us Today!
Topics on this Page
Practice Areas
Real Stories. Real Results.
What truly impressed me was the amount of compensation I received. It's significantly more than what I got from other cases where I treated for twice as long, and those took much longer to resolve. The efficiency and effectiveness of this team are truly commendable.
Communication was top-notch throughout the entire process. I felt informed and involved every step of the way, and I was particularly pleased that I could reach out to Mike directly whenever I had questions. His accessibility made a world of difference and reassured me that I was in good hands.
If you're looking for a dedicated team that delivers results quickly and effectively, I highly recommend this firm. They exceeded my expectations, and I couldn't be happier with the outcome of my case!
I’m in a new whip, watch, kicks, it was the little jumpstart I needed to get me going. 5 months and I got it. Hit em up and be patient call every now and then and that’s it, be patient ock you’ll get paid.
Their team went above and beyond to ensure that I felt supported and informed every step of the way. They handled everything—from paperwork to negotiations—seamlessly, which completely eased my anxiety. What could have been an incredibly stressful and daunting lawsuit turned into a smooth and almost effortless process, thanks to their dedication and professionalism.
I was especially impressed with how they fought for my case. They didn’t settle for the first offer but instead pushed for what I truly deserved. In the end, they secured a settlement that was far beyond anything I ever expected. Their persistence and expertise showed me that I was in the best hands possible.
Lawsuits can be stressful, but Michael F. Campopiano and his team made the entire experience not only bearable but even empowering. If you’re looking for a legal team that genuinely cares, works tirelessly, and delivers outstanding results, look no further. I am so thankful for their help and would recommend them to anyone in need of legal representation. Thank you for everything!
Areas We Serve
- Throughout Rhode Island & Massachusetts, helping victims of personal injury get the care they deserve.
“When you choose us, you can be rest assured that you will receive personalized attention and a comprehensive legal strategy tailored to your unique circumstances. Our skilled lawyers will guide you through every step of the legal process, explaining your rights and options in clear, straightforward language.
We handle a wide range of personal injury cases, including car accidents, slip and falls, medical malpractice, workplace injuries, and more. No matter the complexity of your case, we have the expertise and resources to fight for the compensation you deserve.”
Frequently Asked Questions from Uber & Lyft Accident Lawyer
1. Who pays my medical bills if I was a passenger?
Because Massachusetts is a “no-fault” state, you typically file a PIP claim with your own auto insurer first, even if you were a passenger. If you don’t have a car, you may be covered by the PIP policy of a household relative or the rideshare vehicle itself.
2. Can I sue Uber or Lyft directly?
Generally, you cannot sue the corporation directly for the driver’s negligence because drivers are classified as independent contractors. Instead, you file a claim against the high-limit insurance policy the company is required to provide.
3. What if I am a driver and the accident wasn't my fault?
You may be entitled to compensation from the other driver’s insurance. Additionally, as of October 1, 2024, Massachusetts Uber drivers are automatically provided with Occupational Accident Insurance to cover medical expenses and disability while online.
4. What if the rideshare driver was "between rides"?
If the app was on but no ride was accepted, the company’s limited contingent coverage applies, but only after the driver’s personal insurance limits are exhausted or denied.
5. How long do I have to file a claim?
In Massachusetts, the statute of limitations for personal injury claims is generally three years from the date of the accident. It is critical to act quickly to preserve digital data from the rideshare app.
6. What if I was hit by an Uber/Lyft while walking?
Pedestrians are covered under the same tiered insurance system. If the driver was “on the clock” with a passenger or en route to a pickup, the $1 million policy may apply to your injuries.
Contact Our Massachusetts Uber & Lyft Accident
Attorney for a Free Consultation
Contact Our Massachusetts Uber & Lyft Accident Attorney for a Free Consultation
At MFCLaw, we know how overwhelming life can feel after a crash. Medical bills, insurance disputes, and lost wages add stress when you should be focused on healing. Our Massachusetts rideshare accident attorneys are here to protect your rights and fight for the compensation you deserve.
We proudly serve Boston, Worcester, Springfield, Cambridge, Lowell, and all surrounding areas. To better support our community, our team speaks English, Spanish, and Portuguese.
Schedule your free, confidential consultation today and let us guide you through this difficult time.
We're here for you.
We fight for every dollar you deserve. No fee unless we’re successful.
Where Your Voice Finds Strength.
Wherever you are, we’ll fight for your rights bringing justice to light.