Dog Bite Injuries in Rhode Island: What Victims Need to Know

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After a car accident, motorcycle crash, or pedestrian collision in Rhode Island, one of the first and most important questions is: whose insurance pays for my medical bills and damages? In Rhode Island, the answer is determined by fault. Rhode Island is an at-fault state, which means the driver who caused the accident is financially responsible for the resulting damages through their liability insurance.

At the Law Offices of Michael F. Campopiano, we navigate at-fault insurance systems every day and know exactly how to establish liability, deal with insufficient coverage, and fight for full compensation. Call us at (401) 288-3888 for a free consultation. You pay nothing unless we win.

77%

Of dog bites involve a dog known to the victim, often making the trauma more complex and disorienting

#1

Dog bites are among the most common causes of PTSD in children, who are the most frequent serious bite victims

Compensable

Psychological injuries including PTSD, anxiety, and phobias are recognized and recoverable damages under Rhode Island personal injury law

Psychological Injuries Caused by Dog Attacks

Post-Traumatic Stress Disorder (PTSD)

PTSD is a clinical diagnosis that can develop after experiencing or witnessing a traumatic event. A serious dog attack, particularly one involving severe physical injury, clearly qualifies. Symptoms of PTSD include:

  • Intrusive memories, flashbacks, and nightmares about the attack
  • Persistent avoidance of places, situations, or even outdoor areas associated with the attack
  • Hypervigilance and an exaggerated startle response, particularly around dogs or in unfamiliar settings
  • Emotional numbness, detachment, or loss of interest in previously enjoyed activities
  • Sleep disturbances and irritability

 

PTSD is diagnosed by a licensed mental health professional and treated with therapy, medication, or a combination of both. The cost of ongoing treatment, including therapy sessions, psychiatric care, and medication, is compensable in a Rhode Island dog bite claim.

Generalized Anxiety and Specific Phobias

Even without meeting the full diagnostic criteria for PTSD, many dog attack victims develop significant anxiety or a specific phobia of dogs (cynophobia). This can manifest as panic attacks when encountering a dog, avoidance of parks, neighborhoods, or friends’ homes where dogs are present, and difficulty with daily activities that previously posed no problem.

Specific phobias are highly treatable with cognitive-behavioral therapy and exposure therapy, but treatment takes time and carries a real cost. These costs are part of your recoverable damages.

Depression

Chronic pain, disfigurement, disruption to daily life, and the trauma of the attack itself can all contribute to clinical depression in dog bite victims. Depression is particularly common in victims who are dealing with long recovery periods, permanent scarring, or restrictions on activities they previously enjoyed.

Psychological Injuries in Children

Children are the most common victims of serious dog bites, and psychological trauma after an attack is both more common and more severe in children than in adults. Children may regress in behavior, develop separation anxiety, have nightmares, refuse to go outside, or show persistent fear responses months or years after the attack.

Because children’s psychological injuries occur during critical developmental stages, the long-term impact can be more significant than in adult victims. Child psychologists and trauma specialists can evaluate and document these injuries, and their projected treatment costs are fully compensable.

Psychological injuries after a dog attack are not imaginary. They are diagnosable, treatable, and fully compensable under Rhode Island law.

Insurance companies routinely deny or minimize these claims. We fight back with documentation.

How Insurance Companies Attack Psychological Injury Claims

“There Is No Objective Proof”

Psychological injuries do not show up on X-rays or MRI scans, and insurance companies exploit this to argue that they are not real or not serious. We counter this with clinical diagnoses, therapy records, and expert testimony from mental health professionals who have evaluated and treated the victim.

“The Victim Was Already Anxious or Had Prior Mental Health Issues”

This is the psychological equivalent of the pre-existing condition defense. Rhode Island’s eggshell plaintiff rule applies here just as it does to physical injuries. If the dog attack significantly worsened a pre-existing psychological condition, the owner is liable for that worsening regardless of the victim’s prior history.

“The Psychological Impact Will Resolve on Its Own”

Untreated PTSD and phobias do not reliably resolve on their own. We work with mental health professionals to establish a realistic prognosis and project the full cost of necessary treatment, including treatment that has not yet occurred.

What Compensation Is Available for Psychological Injuries After a Dog Attack?

Recoverable damages for psychological injuries in a Rhode Island dog bite case include:

  • Therapy and Counseling Costs: All past and future mental health treatment, including individual therapy, group therapy, and medication management
  • Psychiatric Care: Psychiatric evaluations and medication costs if prescribed as part of treatment
  • Pain and Suffering: Compensation for the ongoing emotional distress, fear, nightmares, and diminished quality of life caused by the psychological injury
  • Lost Wages: Income lost because of psychological symptoms that prevent or limit the ability to work
  • Loss of Enjoyment of Life: Compensation for activities, relationships, and daily experiences that the victim can no longer engage in because of fear, avoidance, or anxiety

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Real Stories. Real Results.

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Michellay Smith
16:08 02 Mar 26
He is awesome! Very attentive to the case that he works. Everything he does is and the best interest of his clients! Hard worker, Great communicating skills, The best Court appointed lawyer I’ve had so far! He got my case dismisse. I don’t ever plan on ever having to go to court ever again. lol But if I do Mark Robert’s Will forever and always be who I asked to be my Court Appointed lawyer. If you’re able to pick your lawyer! Thank you so much Mark Roberts you really are a great lawyer!!!
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Mark Mckenna Sr
16:26 15 Feb 26
Mike and his staff did an amazing job with my case, and the result was more than I could have hoped for. They were very attentive to my needs, and always answered my questions and inquiries in a timely/efficient manner. I would highly recommend and his staff to anyone needing the services of an attorney.
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Junior Salas
18:52 09 Feb 26
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john olobri
13:30 05 Feb 26
From top to bottom it was easy, professional and informative. Couldn't have asked for anything else from them.
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Marvin Root
01:11 16 Jan 26
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Melody Florio
19:02 09 Jan 26
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D&M Hardwood flooring
15:49 24 Dec 25
In the past, I’ve sent many people to Micheal and his team and he’s always treated them very very fairly now. It was my turn to use him along with my family and we got into a car accident and him and his team went to work thoroughly and did a great job for us. They got us more money than we were expecting, not only that, but it was in a timely fashion they were very professional, very honest and easy to communicate with and get a hold of when we had questions. I highly recommend Micheal and his team to anybody that’s looking for an amazing lawyer to help out with car accidents or other legal issues that he takes care of Thank you, Micheal. It was a pleasure working with you, my friend. Have a very merry Christmas and a happy new year.
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Birhat Kaya
18:34 23 Dec 25
I’m appreciate it to Mr. Campopiano and his team, they were very professional in the process and they get the best results possible, I strongly recommend them.
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Koriano Khamvongsa
19:05 11 Dec 25
I am incredibly grateful for the outstanding service I received during my personal injury case following my automobile accident in March. From the very beginning, the team was attentive and supportive, making me feel valued as a client. I finished my treatment in early September, and to my surprise, my case was settled just two months later!

What truly impressed me was the amount of compensation I received. It's significantly more than what I got from other cases where I treated for twice as long, and those took much longer to resolve. The efficiency and effectiveness of this team are truly commendable.

Communication was top-notch throughout the entire process. I felt informed and involved every step of the way, and I was particularly pleased that I could reach out to Mike directly whenever I had questions. His accessibility made a world of difference and reassured me that I was in good hands.

If you're looking for a dedicated team that delivers results quickly and effectively, I highly recommend this firm. They exceeded my expectations, and I couldn't be happier with the outcome of my case!
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Kay
19:16 03 Dec 25
Never been in a car accident before. When I tell you I was stressed to the max, decided to reach out and I’m SO happy I did. They asked me a few questions and took care of the rest. Got my check within 5 months!! You guys will not regret calling Michael!
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Margarita Diaz
19:47 29 Nov 25
Very happy with the care and attention that I received by everyone at the firm, would highly recommend Michael Campopiano to anyone that need representation.
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Meaghan Dunbar
16:37 24 Nov 25
I was involved in a serious car accident, and my attorney was on top of things from start to finish. Their knowledge of the insurance process helped me navigate a very challenging situation. They encouraged me to fight for what I deserved, advising me against settling too quickly. They assisted in facilitating my medical treatments and were always available to answer questions. I felt well informed during the entire process. I Highly recommend The Law Offices of Michael Campopiano if you are injured in a car accident.
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Abraham Diaz
21:08 20 Nov 25
Mr Campopiano handled accident case he very friendly stays in touch for updates and status chiropractor is very convenient secretary is very welcoming very satisfied and will recommend to family and friends
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Lindsay Petit
12:06 26 Oct 25
My name is Taylor and without a doubt I had a 10/10 experience with Michael. He was very professional, communicated with me often every step of the way and got the best possible outcome for my case. I am reassured that having Michael represent me was the best decision I made. Thank you Michael!
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Makeda Payton
15:45 19 Sep 25
I would recommend this law office for personal injury to all of my friends, family, and strangers. I received one settlement check several months ago, and I was contacted just yesterday about another check that they found more money settled out to me! Turnover time was also shorter than I expected it to be. Thank you Law Offices of Michael Campopiano for all that you've done for me.
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Jessica Soprano
13:49 23 Jul 25
I had a bad fall, causing me to break my leg in two places. Michael and his team fought hard for three years to win my case for me. At the end, I was extremely happy with my result, and would highly recommend Michael and his team to everyone.
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Louie13thh
17:30 16 Jul 25
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Gianna A
20:17 30 Jun 25
1000/10 Recommend Campopiano’s office. Very professional & proficient from the front desk staff all the way to the lawyer himself. My case took not even close to a year! They move quick … call them !!
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Kristie Johnson
12:08 05 Jun 25
Mike and his staff are the absolute best! It took many years to settle but that is because he worked so hard and got me every penny I deserved! He would not give up and kept me informed on my case every step of the way! Highly recommend!
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Keri Dakota (Kerianna)
22:57 20 May 25
Highly recommend this lawfirm I was very pleased on how mike handled my case from start to finish all the staff were amazing I will never use another lawfirm thank you all so much!!
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Biah M.G.
20:41 01 May 25
On May 1st at 4pm I went to pick up my blessings from this firm. The receptionist was very welcoming the facility and the service in point. For great service, I recommend if you want great business and a law firm that will seek your interest, I recommend and approve of The Law Office of Michael F Campopiano
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cristian muralles
20:15 29 Apr 25
Yo these guys looked out
I’m in a new whip, watch, kicks, it was the little jumpstart I needed to get me going. 5 months and I got it. Hit em up and be patient call every now and then and that’s it, be patient ock you’ll get paid.
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Elizabeth O'Meara
14:21 23 Feb 25
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Joshua Howell
20:57 10 Feb 25
Mike and his team do EXCEPTIONAL WORK got me my money quick and very professional with me and my family. The receptionists are also great and I am proud to have such a great agency to go to when I need services like these. THANK YOU MIKE
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lauren parenteau
07:54 06 Feb 25
It’s been Many years since I first was introduced to Michael. My personal experience having Mike as my PI Lawyer , has been a blessing. Michael has proved to me through his hard work and dedication that his clients is his #1 priority. I truly believe Mike has my back, and he will do whatever it takes to make sure you receive the best possible outcome .Thank you Mike for always working so hard at what you do and showing your clients they have a lawyer that actually is on their side and will fight hard for what we deserve!!!
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McKayla Weaver
18:46 22 Jan 25
I cannot say enough good things about the Law Offices of Michael F. Campopiano. From start to finish, they turned an extremely traumatic experience into something manageable, and for that, I am forever grateful. I was involved in a dog bite incident that left me feeling overwhelmed and unsure of how to proceed. Thankfully, a friend of mine who was already a client told them about my situation. To my surprise, they reached out to me directly, taking the initiative to explain my options and guide me through the process.

Their team went above and beyond to ensure that I felt supported and informed every step of the way. They handled everything—from paperwork to negotiations—seamlessly, which completely eased my anxiety. What could have been an incredibly stressful and daunting lawsuit turned into a smooth and almost effortless process, thanks to their dedication and professionalism.

I was especially impressed with how they fought for my case. They didn’t settle for the first offer but instead pushed for what I truly deserved. In the end, they secured a settlement that was far beyond anything I ever expected. Their persistence and expertise showed me that I was in the best hands possible.

Lawsuits can be stressful, but Michael F. Campopiano and his team made the entire experience not only bearable but even empowering. If you’re looking for a legal team that genuinely cares, works tirelessly, and delivers outstanding results, look no further. I am so thankful for their help and would recommend them to anyone in need of legal representation. Thank you for everything!

Areas We Serve

“When you choose us, you can be rest assured that you will receive personalized attention and a comprehensive legal strategy tailored to your unique circumstances. Our skilled lawyers will guide you through every step of the legal process, explaining your rights and options in clear, straightforward language.

We handle a wide range of personal injury cases, including car accidents, slip and falls, Dog Bite, and more. No matter the complexity of your case, we have the expertise and resources to fight for the compensation you deserve.”

Michael F. Campopiano

Frequently Asked Questions: PTSD and Emotional Trauma After a Dog Attack

1. Can I recover compensation for PTSD even if I was not physically injured?

Yes. Psychological injuries, including PTSD, are compensable in Rhode Island even in the absence of significant physical injury. However, the strength of the claim is generally higher when physical injuries are documented alongside the psychological ones.

Yes. A child’s phobia of dogs following an attack is a recognized psychological injury that is compensable as part of pain and suffering and ongoing treatment costs. A child psychologist can evaluate and document the severity of the phobia and the treatment required.

The first step is to seek a clinical evaluation from a licensed mental health professional. A diagnosis by a treating clinician is the foundation of the claim. We can advise you on appropriate resources and help connect the diagnosis to the dog attack through the sequence of events, medical records, and your own account of how your life has changed since the attack.

Insurance companies frequently resist psychological injury claims. They rarely accept them at full value without pressure from an attorney who can present a well-documented diagnosis, treatment records, and a projection of future treatment costs. MFC Law handles these disputes regularly.

Three years from the date of the attack under Rhode Island’s statute of limitations. Psychological injuries that develop or worsen over time are still tied to the original attack date for limitations purposes. Do not wait.

Why Choose the Law Offices of Michael F. Campopiano for Your Dog Bite Case?

Why Choose the Law Offices of Michael F. Campopiano for Your Dog Bite Case?

Founded in 2007, MFC Law has spent nearly two decades fighting for injury victims throughout Rhode Island. Michael F. Campopiano built this firm on a simple belief: advocacy with compassion, when clients need it most. That means being accessible, honest, and relentless. Mike answers client calls directly, moves quickly to preserve evidence, and does not back down when insurance companies push back.

Our team speaks English, Spanish, and Portuguese, so every client feels fully understood and supported through every step of the process.

We represent dog bite victims in:

And all surrounding Rhode Island communities.

For a full overview of Rhode Island dog bite claims, visit our Rhode Island Dog Bite Lawyer page.

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