Rhode Island Motorcycle Accident Lawyer

UM/UIM coverage is crucial for motorcyclists. It is a part of your own motorcycle insurance policy that protects you if the at-fault driver either has no insurance (uninsured) or has too little insurance (underinsured) to cover your catastrophic injuries. Because motorcycle injuries are often severe, the at-fault driver’s minimum limits are frequently insufficient. We use your UM/UIM coverage to bridge this financial gap and ensure you receive full compensation.

The police officer’s opinion on fault is not the final determination in a civil claim. We conduct our own independent investigation, often using accident reconstruction experts, to challenge the report’s conclusion and prove the other driver’s true negligence.

Rhode Island uses a pure comparative negligence rule. This means you can still recover compensation even if you were found to be 90% at fault, though your total award would be reduced by that percentage. Our goal is to prove the other driver was 100% at fault to maximize your recovery.

We pursue evidence of distracted driving (like cell phone records) to prove negligence. Distracted driving is a significant breach of the duty of care and often leads to higher compensation awards because it demonstrates a blatant disregard for safety.

If your accident was caused by a poorly maintained public road (potholes, obscured signage, etc.), your claim would be filed against the appropriate government entity (city, town, or state). This is subject to the extremely short 60-day notice requirement, so you must act immediately.

Generally, you can seek property damage compensation from the at-fault driver’s insurance. We handle the process of securing an accurate repair estimate or replacement value for your motorcycle and gear, ensuring you are compensated fairly.

Yes. We work with medical and financial experts to calculate the total cost of your lifetime care, including future surgeries, chronic pain management, and long-term rehabilitation. This is a crucial component of any catastrophic injury settlement.

The statute of limitations is generally three years from the date of the accident. Do not delay, as evidence (especially surveillance video and witness memory) fades quickly. Contacting an attorney immediately protects your right to file suit.