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Rhode Island Personal Injury Practice Areas

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15+Years of law experience
5.0Based on 168 Google reviews
$0No fee unless we’re successful
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Rhode Island personal injury attorneys

If you were injured in Rhode Island — in a crash on I-95, a fall at a Providence business, a dog attack in Warwick, or any accident caused by someone else’s negligence — you have the right to pursue full compensation from those responsible. This page lists every case type our Rhode Island personal injury lawyers handle, and the rules that decide each one.

At the Law Offices of Michael F. Campopiano we have spent nearly two decades fighting for Rhode Island families across every type of personal injury case. Michael answers client calls directly, moves fast to preserve evidence, and does not back down from insurance companies. Call (401) 288-3888 for a free consultation. You pay nothing unless we win — see exactly how personal injury lawyers get paid in Rhode Island.

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3 Years

The deadline to file most Rhode Island injury claims. Government property claims require written notice in just 60 days.

RI Gen. Laws § 9-1-14

At-Fault State

The party who caused your accident is financially responsible for your damages through their liability insurance. You claim against their insurer, not your own.

RI Gen. Laws § 31-47-2

Pure Comparative

The most victim-friendly fault rule in the country. Partly at fault still recovers — your award is reduced by your percentage, never eliminated.

RI Gen. Laws § 9-20-4
The law

Rhode Island Injury Law: The Three Rules Behind Every Case

Before you speak with any insurance company, three legal rules govern virtually every personal injury claim in Rhode Island — whatever the case type. Understanding them is the starting point for protecting your rights.

Rhode Island Is an At-Fault State

Rhode Island is one of 38 at-fault states. The party whose negligence caused your injury is legally responsible for your full damages — medical bills, lost wages, pain and suffering — through their liability insurance. You file against their insurer, not your own, and you can pursue pain and suffering from day one with no threshold to meet. That is a meaningful advantage over Massachusetts, where a $2,000 tort threshold applies. Read our full explanation of the Rhode Island at-fault insurance system.

Pure Comparative Negligence

Rhode Island follows pure comparative negligence under RI Gen. Laws § 9-20-4. Even if you were partially at fault, you still recover. Your award is reduced by your fault percentage but never wiped out. Only 13 states use this approach; most cut recovery off entirely at 50% or 51%. Insurers know it, and they respond by assigning inflated fault percentages to victims. We counter that with evidence. See our full page on Rhode Island pure comparative negligence.

Worked example. You were 25% at fault and the other driver 75%. Your damages total $200,000. You recover $150,000 — 75% of the full figure — from the at-fault driver’s insurer. In Massachusetts the same facts still pay. At 55% fault, Rhode Island pays and Massachusetts pays nothing.

Three Years to File — With Two Exceptions That Catch People Out

Most Rhode Island injury claims must be filed within three years of the injury under RI Gen. Laws § 9-1-14. Two exceptions run much shorter:

  • Government property claims. Injured on city, town or state property, or by a government vehicle? You must serve formal written notice within 60 days or permanently lose the right to sue the entity (§ 45-15-9). See government property falls and the 60-day rule.
  • Wrongful death. Two years from the date of death under § 10-7-2 — shorter than the standard injury limit.

A deadline that passes cannot be reopened. Our full page on the Rhode Island statute of limitations covers every deadline and exception.

Practice areas

Every Case We Handle in Rhode Island

MFC Law represents injury victims across eleven practice areas in Rhode Island. Every case runs on a contingency fee — you pay nothing upfront and nothing at all unless we win. Not sure which applies? Find out what your case is worth or just call and describe what happened.

Practice AreaWhat We Fight For
Car AccidentClaims against at-fault drivers and their insurers, including disputed fault, hit-and-run, and drunk or distracted driving. Rhode Island’s minimum liability limits of $25,000 per person are often far too low for a serious injury, which is where underinsured motorist coverage becomes the real source of recovery. See also hit-and-run claims, drunk driving crashes and distracted driving accidents.
Truck AccidentA commercial truck brings federal safety regulations, a carrier, and a corporate insurer into the case at once. Driver hours-of-service records and electronic logging data are routinely overwritten on a fixed cycle, so a preservation letter in the first days often decides what evidence still exists at trial.
Slip & FallFalls caused by wet floors, ice and snow, broken stairs, and poor lighting. These turn on notice — whether the owner knew or should have known. See proving a slip and fall case, ice and snow falls, wet floor liability and the 8-hour sidewalk clearance rule.
Motorcycle AccidentInsurers assign inflated fault to riders as a matter of routine. We counter with reconstruction evidence and full documentation of rider-specific injuries. See how insurers treat motorcycle claims, Rhode Island helmet law and common rider injuries.
Bicycle AccidentCyclists hold the same right to the road as drivers. Fault usually turns on lane position, door-zone collisions, and whether a driver failed to yield. Because Rhode Island uses pure comparative negligence, a cyclist found partly at fault still recovers.
Boat AccidentNarragansett Bay and 400 miles of coastline make boating claims a genuine Rhode Island practice area. Operator inexperience, alcohol, excessive speed in a no-wake zone and equipment failure account for most serious injuries on the water.
Uber & Lyft AccidentRideshare coverage runs in three phases and the phase decides the money. App off, personal policy only. App on and waiting, $50,000 per person. Ride accepted or passenger aboard, $1 million. See how rideshare insurance works and whether you can sue Uber or Lyft directly.
Pedestrian AccidentRhode Island recognises unmarked crosswalks at every intersection, and drivers owe a duty of due care on any road. Even a jaywalking pedestrian recovers under pure comparative negligence. See pedestrian rights and traffic laws and jaywalking and comparative fault.
Dog BiteRhode Island is a strict liability state under RI Gen. Laws § 4-13-16 for bites outside the owner’s enclosure — there is no free first bite, and a repeat offence carries double damages. See leash laws and owner duties, scarring claims and psychological trauma after an attack.
Premises LiabilityInjuries on someone else’s property, where the duty owed depends on whether you were an invitee, licensee or trespasser. Covers negligent security, swimming pool accidents, elevator and escalator failures and toxic exposure.
Product LiabilityStrict liability applies: you need not prove the manufacturer was careless, only that the product was defective and it injured you. Preserve the product — it is the evidence. See strict product liability explained, the three defect types, how to check for a recall and defective medical devices.
Compensation

What Compensation Is Available

The at-fault system and pure comparative negligence together let Rhode Island victims pursue the full scope of their losses. Damages fall into two categories.

Economic Damages

  • Medical expenses — emergency care, surgery, specialists and rehabilitation
  • Future medical costs — recoverable, but they must be proven. See future medical expenses
  • Lost wages — including self-employment income and time off for appointments
  • Reduced earning capacity — long-term loss of your ability to earn
  • Property damage — vehicle repair or replacement
  • See also who pays your medical bills

Non-Economic Damages

Curious what a realistic range looks like? See average Rhode Island settlement amounts and how long a settlement takes.

Why MFC Law

Why Choose the Law Offices of Michael F. Campopiano?

Frequently Asked Questions: Rhode Island Personal Injury Why Choose the Law Offices of Michael F. Campopiano?

Every case type, one firm.

Eleven practice areas in Rhode Island means you are not passed to someone else when your case turns out to involve a truck rather than a car, or a defective part rather than a careless driver.

The attorney answers the phone.

Michael takes client calls directly. You are not handed to a case manager and left there.

We move before the evidence does.

Surveillance footage gets overwritten, hazards get repaired, and commercial truck logs get purged on a schedule. Speed is not a sales pitch here; it is the difference between a provable claim and a disputed one.

Nearly two decades and tens of millions recovered.

English, Spanish and Portuguese.

Attorney on call 24 hours a day, and no fee unless we win.

Related: Rhode Island personal injury overview · Massachusetts practice areas · cities we serve · all case types · what to do after a crash · about Michael F. Campopiano

Wherever you are, we’ll fight for your rights bringing justice to light.

Client reviews

Real Stories. Real Results.

5.0
★★★★★Based on 168 reviews
★★★★★

“I was involved in a car accident and was fortunate enough to have Franchesca helping me through the entire process. From the very beginning, she went above and beyond to make sure I understood everything and never felt like I was dealing with the situation alone.”

Aly SantiagoGoogle review
★★★★★

“My husband and I have had a string of bad luck with car accidents, in the past about 10 years we’ve had at least seven. Since we found attorney Campopiano we don’t worry. We call him at the scene and he gives us guidance and makes sure we’re taken care of right away. By the time we get home we have an email of the documents to get started with the case.”

Edyna RodriguezGoogle review
★★★★★

“Never been in a car accident before. When I tell you I was stressed to the max, decided to reach out and I’m SO happy I did. They asked me a few questions and took care of the rest. Got my check within 5 months!! You guys will not regret calling Michael!”

KayGoogle review
★★★★★

“I was involved in a serious car accident, and my attorney was on top of things from start to finish. Their knowledge of the insurance process helped me navigate a very challenging situation. They encouraged me to fight for what I deserved, advising me against settling too quickly.”

Meaghan DunbarGoogle review
★★★★★

“I am incredibly grateful for the outstanding service I received during my personal injury case following my automobile accident in March. From the very beginning, the team was attentive and supportive, making me feel valued as a client. I finished my treatment in early September, and to my surprise, my case was settled just two months later!”

Koriano KhamvongsaGoogle review
★★★★★

“It was my turn to use him along with my family and we got into a car accident and him and his team went to work thoroughly and did a great job for us. They got us more money than we were expecting, not only that, but it was in a timely fashion they were very professional, very honest and easy to communicate with and get a hold of when we had questions.”

D&M Hardwood flooringGoogle review
★★★★★

“My name is Taylor and without a doubt I had a 10/10 experience with Michael. He was very professional, communicated with me often every step of the way and got the best possible outcome for my case. I am reassured that having Michael represent me was the best decision I made. Thank you Michael!”

Lindsay PetitGoogle review

Reviews are posted by clients on Google. Individual experiences vary, and past reviews do not guarantee a similar outcome. View More Reviews

Areas We Serve

Throughout Rhode Island & Massachusetts, helping victims of personal injury get the care they deserve.

“When you choose us, you can be rest assured that you will receive personalized attention and a comprehensive legal strategy tailored to your unique circumstances. Our skilled lawyers will guide you through every step of the legal process, explaining your rights and options in clear, straightforward language.

We handle a wide range of personal injury cases, including car accidents, slip and falls, Dog Bite, and more. No matter the complexity of your case, we have the expertise and resources to fight for the compensation you deserve.”

Michael F. Campopiano signature
FAQ

Frequently Asked Questions: Rhode Island Personal Injury

Straight answers, no legalese. Still have a question? A real person answers, day or night.

Your own uninsured and underinsured motorist coverage is often the best source of recovery, and using it does not make you the wrongdoer. Rhode Island’s minimum liability limits are low enough that UM/UIM matters in most serious cases. See UM and UIM coverage in Rhode Island and state insurance requirements.

Almost certainly yes. Rhode Island is a pure comparative negligence state, so partial fault reduces your recovery rather than ending it. Do not let an adjuster talk you out of a claim on this basis — assigning you inflated fault is a standard tactic.

No. You are not required to, and you should not agree to one before speaking with a lawyer. The adjuster who calls in the first week is friendly and is paid to close your claim cheaply.

Nothing upfront, and nothing at all unless we win. We work on contingency across every practice area on this page. See how our no-fee promise works.

Sooner than feels necessary. Surveillance footage is often overwritten within days, a repaired hazard cannot be photographed after the fact, and truck logging data runs on a fixed retention cycle. The 60-day government notice rule can also expire long before people realise it applies.

Yes. See our Massachusetts practice areas. The rules differ significantly — Massachusetts uses a 51% fault bar and a no-fault PIP system — and working out which state’s law governs is the first thing we do on a border case.

Free consultation

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