Were you or a loved one injured in an Uber or Lyft accident in Boston, Massachusetts? Rideshare accidents near Logan International Airport, South Station, North Station, and the Seaport District and throughout Boston involve complex layered insurance coverage. A Boston uber & lyft accident attorney at the Law Offices of Michael F. Campopiano understands the three-phase rideshare insurance framework and will fight for the maximum recovery from every available source.
Our firm has protected injury victims throughout Boston and Massachusetts, recovering significant compensation for families impacted by preventable accidents. We investigate your case, gather evidence, and negotiate aggressively with insurance companies on your behalf.
Don’t let medical bills, lost wages, or insurance pressure overwhelm you. Let our experience make the process easier. Contact us today for a free consultation.
$1 Million
Liability coverage Uber and Lyft provide during an active trip (Phase 3) — once the driver has accepted a ride and until the passenger is dropped off
$50K / $100K
Limited per-person / per-accident Phase 2 coverage — when the app is on but no ride has been accepted yet
Screenshot first
The most critical immediate step after a rideshare crash in Boston — capturing the app screen proves which coverage phase applies
How Michael F. Campopiano Can Help After a Uber & Lyft Accident in Boston
Uber and Lyft accident claims in Boston require establishing which insurance phase applied at the moment of the crash, navigating the layered commercial insurance framework, and managing Massachusetts no-fault PIP alongside the liability claim.
A [object Object] from the Law Offices of Michael F. Campopiano can make all the difference. Our firm has been fighting for injury victims and their families throughout Boston and Massachusetts, helping them navigate the full claims process from investigation through settlement or trial. We have recovered significant results for our clients.
You can count on our Boston attorneys to:
- Immediately obtain app records and trip data to establish which coverage phase applied at the moment of the crash near Logan International Airport, South Station, North Station, and the Seaport District or elsewhere in Boston
- Navigate Massachusetts no-fault PIP alongside the rideshare liability coverage framework to maximize total recovery from all sources
- Challenge any disputed phase status with physical evidence, police reports, and event data records
- Investigate the driver’s background for negligent hiring arguments against the rideshare company where applicable
- Take your case to trial before [object Object] if any insurer refuses fair compensation
Our priority is your full recovery. Call today to speak with a Boston uber & lyft accident attorney. Your consultation is 100% free, and you pay nothing unless we win.
Why Should I Hire a Boston Personal Injury Lawyer?
After an injury in Boston, insurance companies are rarely on your side. They will dispute fault, downplay your injuries, and attempt to settle for far less than your claim is worth — often before you have any idea what your full recovery will cost.
An attorney from the Law Offices of Michael F. Campopiano steps in immediately to gather critical evidence, handle all insurer communications, and protect your legal rights under Massachusetts law. This is especially important in Massachusetts because the 51% modified comparative negligence bar makes fault assignment binary at the threshold — one percentage point above 50% eliminates your recovery entirely. Controlling how fault is characterized from the start is the difference between full compensation and nothing.
Most importantly, you can concentrate on healing while knowing we are pursuing the maximum compensation available for your injuries, lost wages, and long-term needs.
Massachusetts Law: What Boston Injury Victims Need to Know
Massachusetts no-fault PIP applies to rideshare accidents — your PIP pays first $8,000 in medical bills regardless of fault. Modified comparative negligence (MGL c.231 §85) applies to the underlying liability claim. Statute of limitations: 3 years (MGL c.260 §2A).
What Types of Damages Are Available After an Uber or Lyft accident in Boston?
A serious injury can upend every aspect of your life. Under Massachusetts personal injury law, you have the right to pursue full compensation from those responsible.
Damages may include:
- Medical Expenses: Emergency room treatment, surgery, hospitalization, physical therapy, specialist care, prescription medications, and all follow-up treatment related to your injuries
- Lost Wages and Reduced Earning Capacity: Income lost during recovery and long-term compensation if your injuries limit your ability to work
- Pain and Suffering: Compensation for physical pain, emotional distress, anxiety, and reduced quality of life — available once the serious injury threshold is met
- Future Medical Expenses: Projected costs for ongoing treatment, rehabilitation, and any future procedures your injuries require
- Additional Related Expenses: In-home care, mobility devices, home modifications, and other costs caused by your condition
Our goal is to make sure every loss — financial and personal — is fully accounted for when we fight for your compensation in Boston.
Understanding Rideshare Insurance in Boston
Understanding which insurance policy applies after a rideshare accident in Boston is essential to recovering full compensation. Rhode Island and Massachusetts require Uber and Lyft drivers to carry specific coverage, and both companies provide additional insurance depending on the status of the trip when the crash occurred.
Phase 1: App Off
If the Uber or Lyft driver’s app was completely off at the time of the crash, only the driver’s personal auto insurance applies. Our attorneys investigate whether that policy provides adequate coverage and pursue all available sources.
Phase 2: App On, No Passenger Matched
When the driver was logged into the app and waiting for a ride request, Uber and Lyft provide limited contingent liability coverage — up to $50,000 per person and $100,000 per accident for bodily injury. The driver’s personal policy may also apply.
Phase 3: En Route to Pickup or Transporting a Passenger
Once the driver has accepted a trip and is on the way to pick up a passenger, or has a passenger in the vehicle, Uber and Lyft provide up to $1 million in liability coverage. This is the strongest phase of coverage for injured victims in Boston.
Our Boston rideshare accident attorneys immediately obtain app records to determine exactly which phase applies, then pursue the maximum compensation from every available source.
Boston Uber & Lyft Accident Claims: Key Statistics and Massachusetts Law
$1 Million — Liability coverage Uber and Lyft provide during an active trip (Phase 3) — once the driver has accepted a ride and until the passenger is dropped off (Uber/Lyft commercial insurance policies)
$50K / $100K — Limited per-person / per-accident Phase 2 coverage — when the app is on but no ride has been accepted yet (Uber/Lyft insurance policies)
Screenshot first — The most critical immediate step after a rideshare crash in Boston — capturing the app screen proves which coverage phase applies (Law Offices of Michael F. Campopiano)
For more on rideshare insurance phases, what to do at the scene, and how to maximize your Massachusetts rideshare accident recovery:
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Real Stories. Real Results.
What truly impressed me was the amount of compensation I received. It's significantly more than what I got from other cases where I treated for twice as long, and those took much longer to resolve. The efficiency and effectiveness of this team are truly commendable.
Communication was top-notch throughout the entire process. I felt informed and involved every step of the way, and I was particularly pleased that I could reach out to Mike directly whenever I had questions. His accessibility made a world of difference and reassured me that I was in good hands.
If you're looking for a dedicated team that delivers results quickly and effectively, I highly recommend this firm. They exceeded my expectations, and I couldn't be happier with the outcome of my case!
I’m in a new whip, watch, kicks, it was the little jumpstart I needed to get me going. 5 months and I got it. Hit em up and be patient call every now and then and that’s it, be patient ock you’ll get paid.
Their team went above and beyond to ensure that I felt supported and informed every step of the way. They handled everything—from paperwork to negotiations—seamlessly, which completely eased my anxiety. What could have been an incredibly stressful and daunting lawsuit turned into a smooth and almost effortless process, thanks to their dedication and professionalism.
I was especially impressed with how they fought for my case. They didn’t settle for the first offer but instead pushed for what I truly deserved. In the end, they secured a settlement that was far beyond anything I ever expected. Their persistence and expertise showed me that I was in the best hands possible.
Lawsuits can be stressful, but Michael F. Campopiano and his team made the entire experience not only bearable but even empowering. If you’re looking for a legal team that genuinely cares, works tirelessly, and delivers outstanding results, look no further. I am so thankful for their help and would recommend them to anyone in need of legal representation. Thank you for everything!
Areas We Serve
- Throughout Rhode Island & Massachusetts, helping victims of personal injury get the care they deserve.
“When you choose us, you can be rest assured that you will receive personalized attention and a comprehensive legal strategy tailored to your unique circumstances. Our skilled lawyers will guide you through every step of the legal process, explaining your rights and options in clear, straightforward language.
We handle a wide range of personal injury cases, including car accidents, slip and falls, Dog Bite, and more. No matter the complexity of your case, we have the expertise and resources to fight for the compensation you deserve.”
Frequently Asked Questions About Uber & Lyft Accident in Boston
1. What insurance applies if I am injured as an Uber or Lyft passenger in Boston?
Phase 3 applies once a trip is accepted — providing $1 million in liability coverage. If another driver caused the crash, their liability policy applies first. The rideshare commercial policy is the backstop if the at-fault driver’s coverage is insufficient.
2. What if the Uber driver was waiting for a ride when the accident happened in Boston?
Phase 2 applies: $50,000 per person and $100,000 per accident. If your damages exceed these limits, we investigate additional coverage sources including the driver’s personal policy and your own UM/UIM coverage.
3. How does Massachusetts no-fault PIP apply to rideshare accidents?
Your PIP coverage pays your first $8,000 in medical bills and 75% of lost wages regardless of fault — even in a rideshare accident. After PIP is exhausted, the liability claim against the applicable rideshare coverage phase proceeds.
4. What should I do immediately after an Uber or Lyft accident in Boston?
Screenshot the app immediately to preserve the trip status. Call 911. Document the scene. Seek medical attention the same day. Do not give a recorded statement to the rideshare insurer before consulting an attorney.
5. Can I sue Uber or Lyft directly after a Boston accident?
Direct corporate lawsuits face the independent contractor defense. However, the $1 million Phase 3 commercial coverage is accessible directly without a corporate lawsuit. We access the commercial coverage on your behalf and investigate negligent hiring arguments where applicable.
6. How long do I have to file a rideshare accident claim in Massachusetts?
Three years from the date of the accident under MGL c.260 §2A. Trip records and app data disappear quickly. Act immediately.
Contact Our Boston Uber & Lyft Accident
Attorney for a Free Consultation
Contact Our Boston Uber & Lyft Accident Attorney for a Free Consultation
At MFC Law, we know how overwhelming life becomes after a serious injury. Medical bills, missed work, and insurance calls pile up when you should be focused on healing. Our Boston personal injury attorneys are here to protect your rights and fight for the full compensation you deserve under Massachusetts law.
We serve Boston, Worcester, Springfield, Lowell, and all surrounding Massachusetts communities. Our team speaks English, Spanish, and Portuguese — so every client feels fully understood and informed throughout the process.
Schedule your free, confidential consultation today.
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