After a car accident, motorcycle crash, or pedestrian collision in Rhode Island, one of the first and most important questions is: whose insurance pays for my medical bills and damages? In Rhode Island, the answer is determined by fault. Rhode Island is an at-fault state, which means the driver who caused the accident is financially responsible for the resulting damages through their liability insurance.
At the Law Offices of Michael F. Campopiano, we navigate at-fault insurance systems every day and know exactly how to establish liability, deal with insufficient coverage, and fight for full compensation. Call us at (401) 288-3888 for a free consultation. You pay nothing unless we win.
2,700+
Animal bite cases investigated in Rhode Island in 2023, the highest in five years
RI Department of Health
24 Hours
Window in which Rhode Island law requires animal bites to be reported to the local health department
RI Department of Health, Rabies & Animal Bite Protocol
3 Years
Statute of limitations to file a dog bite lawsuit in Rhode Island
RI General Law 9-1-14
Step-by-Step: What to Do After a Dog Bite in Rhode Island
Step 1: Get Away from the Dog and Move to Safety
Your first priority is to put distance between yourself and the animal. Even after an initial attack, an agitated dog may bite again. If the owner is present, ask them to secure the dog. If no owner is present, move to a safe location before doing anything else.
Step 2: Control the Bleeding and Assess the Wound
Apply direct pressure to the wound with a clean cloth. Dog bites carry a high risk of infection because of the bacteria present in a dog’s mouth. Even wounds that appear minor should be evaluated by a medical professional. Puncture wounds are particularly dangerous because they seal quickly on the surface while bacteria remain trapped underneath.
Step 3: Seek Medical Attention Immediately
Go to an emergency room or urgent care center as soon as possible. Tell the treating physician that you were bitten by a dog. Medical documentation of your injuries, created on the day of or day after the attack, is one of the most important pieces of evidence in any dog bite claim.
The doctor will assess whether you need:
- Wound cleaning and closure (sutures or staples)
- Antibiotics to prevent or treat infection
- A tetanus booster if you are not current
- Rabies post-exposure prophylaxis if the dog’s vaccination status is unknown
Step 4: Identify the Dog and Owner
If you have not already done so, get the dog owner’s full name, address, and phone number. Ask whether the dog is currently vaccinated against rabies. This information is required for the mandatory bite report and is critical for your insurance claim. If you do not have the owner’s information, note any identifying details about the dog and the location of the attack.
Step 5: Report the Bite to Local Animal Control and Health Authorities
Rhode Island law requires animal bites to be reported to the local health department within 24 hours. In most Rhode Island cities and towns, you can report to the local animal control officer or health department. This report triggers an official investigation into the dog’s vaccination status and bite history.
Reporting also creates an official record of the attack, which supports your legal claim. Do not skip this step even if the owner is a neighbor or acquaintance. A bite report does not necessarily lead to the dog being euthanized; it triggers a quarantine and review process.
Step 6: Photograph Everything
Take photographs of your wounds before and after they are cleaned and treated. Photograph the attack location, any torn clothing, and the dog if it is still present. Take photos again in the days that follow, as bruising and swelling often worsen before improving and some wounds look more serious on days two or three than they did immediately after the attack.
Step 7: Gather Witness Information
If anyone saw the attack, get their name and phone number immediately. Eyewitness accounts are extremely valuable in dog bite cases, particularly if the owner later disputes what happened or argues provocation.
Step 8: Do Not Give a Recorded Statement to the Owner’s Insurer
The dog owner’s homeowner’s or renter’s insurance company will likely reach out to you shortly after the attack. Do not give a recorded statement and do not accept any settlement offer before speaking with an attorney. Early offers are almost always far below the true value of the claim, particularly if you do not yet know the full extent of your injuries or whether scarring or surgery will be required.
Step 9: Contact a Dog Bite Attorney
Rhode Island’s strict liability dog bite statute means the owner is responsible for your damages regardless of whether the dog had ever bitten anyone before. An attorney ensures that all deadlines are met, all evidence is preserved, and the full value of your claim, including future medical costs, scarring, and psychological trauma, is documented and pursued.
2,700+ animal bite cases were investigated in Rhode Island in 2023.
That is the highest number in five years. Every one of those victims had the right to hold the owner accountable.
Source: RI Department of Health, Rabies & Animal Bite Data
Why Acting Quickly Matters
Surveillance Footage Disappears Fast
If the attack occurred near a business, parking lot, or intersection, camera footage that captured the incident may be overwritten within 24 to 72 hours. An attorney can send a preservation letter to secure this footage before it is lost.
The Dog’s History May Be at Risk
Evidence of prior bites, aggression complaints filed with animal control, and the owner’s knowledge of the dog’s dangerous tendencies can all affect the value of your claim. This information is most accessible when gathered early, before records are purged or witnesses forget.
Medical Documentation Gaps Hurt Claims
Insurance adjusters look for gaps between the attack and medical treatment as evidence that the injuries were not serious. A same-day or next-day medical record is the foundation of a strong claim.
What Compensation Can You Recover After a Dog Bite in Rhode Island?
Under Rhode Island’s strict liability dog bite law, the owner is responsible for all damages caused by the attack, including:
- Medical Expenses: Emergency care, hospitalization, wound treatment, antibiotics, and rabies prophylaxis if required
- Plastic and Reconstructive Surgery: Initial procedures and future corrective surgeries for scarring and disfigurement. See our page on dog bite scarring claims
- Lost Wages: Income you were unable to earn during your recovery
- Pain and Suffering: Physical pain, emotional distress, and lasting fear of dogs, particularly significant for children
- Psychological Treatment: Therapy costs for PTSD and emotional trauma. See our page on PTSD after a dog attack
- Double Damages: If this was a repeat attack by the same dog, Rhode Island law may entitle you to double the damages
MFC Law has recovered significant results for Rhode Island injury victims, including a $500,000 settlement in a Providence premises case and a $125,000 settlement for scarring injuries suffered by a minor. See our full case results.
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What truly impressed me was the amount of compensation I received. It's significantly more than what I got from other cases where I treated for twice as long, and those took much longer to resolve. The efficiency and effectiveness of this team are truly commendable.
Communication was top-notch throughout the entire process. I felt informed and involved every step of the way, and I was particularly pleased that I could reach out to Mike directly whenever I had questions. His accessibility made a world of difference and reassured me that I was in good hands.
If you're looking for a dedicated team that delivers results quickly and effectively, I highly recommend this firm. They exceeded my expectations, and I couldn't be happier with the outcome of my case!













I’m in a new whip, watch, kicks, it was the little jumpstart I needed to get me going. 5 months and I got it. Hit em up and be patient call every now and then and that’s it, be patient ock you’ll get paid.





Their team went above and beyond to ensure that I felt supported and informed every step of the way. They handled everything—from paperwork to negotiations—seamlessly, which completely eased my anxiety. What could have been an incredibly stressful and daunting lawsuit turned into a smooth and almost effortless process, thanks to their dedication and professionalism.
I was especially impressed with how they fought for my case. They didn’t settle for the first offer but instead pushed for what I truly deserved. In the end, they secured a settlement that was far beyond anything I ever expected. Their persistence and expertise showed me that I was in the best hands possible.
Lawsuits can be stressful, but Michael F. Campopiano and his team made the entire experience not only bearable but even empowering. If you’re looking for a legal team that genuinely cares, works tirelessly, and delivers outstanding results, look no further. I am so thankful for their help and would recommend them to anyone in need of legal representation. Thank you for everything!
Areas We Serve
- Throughout Rhode Island & Massachusetts, helping victims of personal injury get the care they deserve.
“When you choose us, you can be rest assured that you will receive personalized attention and a comprehensive legal strategy tailored to your unique circumstances. Our skilled lawyers will guide you through every step of the legal process, explaining your rights and options in clear, straightforward language.
We handle a wide range of personal injury cases, including car accidents, slip and falls, Dog Bite, and more. No matter the complexity of your case, we have the expertise and resources to fight for the compensation you deserve.”
Frequently Asked Questions: After a Dog Bite in Rhode Island
1. Do I need to report a dog bite in Rhode Island?
Yes. Rhode Island law requires animal bites to be reported to the local health department within 24 hours. Reporting is both a legal obligation and a practical step that creates an official record of the attack and triggers a review of the dog’s vaccination and bite history.
2. What if I know the dog owner personally?
Most dog bite claims are paid by the owner’s homeowner’s or renter’s insurance policy. This means you are filing a claim against their insurer, not asking them to pay out of pocket. Most people find this less uncomfortable once they understand the claim does not directly come out of their neighbor’s or friend’s savings.
3. What if the bite broke the skin but seems minor?
See a doctor regardless. Dog bite wounds carry a significant infection risk, and injuries that appear minor can develop into serious infections or cause nerve and tendon damage that is not immediately apparent. A medical record created promptly is also essential for any future claim.
4. How long do I have to file a dog bite claim in Rhode Island?
Three years from the date of the attack under Rhode Island’s statute of limitations. However, evidence disappears quickly. Do not wait.
5. What if the dog owner claims I provoked the dog?
Provocation is the most common defense in Rhode Island dog bite cases. Under the law, provocation must be a deliberate act that caused an immediate and radical change in the dog’s behavior. Simply approaching a dog, reaching out to pet it, or making a sudden movement does not constitute legal provocation. An attorney will investigate and counter this argument with evidence.
Why Choose the Law Offices of Michael F. Campopiano for Your Dog Bite Case?
Why Choose the Law Offices of Michael F. Campopiano for Your Dog Bite Case?
Founded in 2007, MFC Law has spent nearly two decades fighting for injury victims throughout Rhode Island. Michael F. Campopiano built this firm on a simple belief: advocacy with compassion, when clients need it most. That means being accessible, honest, and relentless. Mike answers client calls directly, moves quickly to preserve evidence, and does not back down when insurance companies push back.
Our team speaks English, Spanish, and Portuguese, so every client feels fully understood and supported through every step of the process.
We represent dog bite victims in:
And all surrounding Rhode Island communities.
For a full overview of Rhode Island dog bite claims, visit our Rhode Island Dog Bite Lawyer page.
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